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MoneySplit
Track your spends,subscriptions not your data. 100% offline
MoneySplit is a private, offline-first expense tracker. No forced sign-ups or ads—your data stays strictly on-device. • Smart Import: Auto-track from financial SMS & import PDF statements. • Track Everything: Manage accounts, bills, EMIs, & subscriptions with upcoming due alerts. • Insights: Custom budgets & visual summaries. • Extras: Android widgets, biometric app lock, Drive backup, & Excel/PDF export. Take control of your money with a tracker built for real daily use.
Hey Product Hunt! 👋 I'm Chetan, the maker of MoneySplit.
**The Inspiration**
A few months ago, my mom looked at my credit card statement and asked a very simple question: *"Why is your bill over ₹50,000 every month, and what exactly are you spending it on?"*
The embarrassing truth was that I had absolutely no idea where it was all going.
**The Problem**
I immediately went to the app store looking for a daily expense tracker. But as a backend engineer who deeply values data privacy, I was incredibly frustrated by the options. Almost every app out there demanded a phone number, forced a cloud sync, or was bloated with social features I didn't care about. I didn't want my financial data sitting on someone else's server just so I could see my own budget.
**The Solution**
I decided to just solve my own problem and spent the last 5 months building MoneySplit. It is designed to be completely offline-first and strictly private.
It automatically catches your spends by parsing bank SMS alerts directly on your device. It tracks your recurring bills, subscriptions, and EMIs, and gives you a simple, clean visual of your budget. Zero cloud sync, zero forced sign-ups. Your data never leaves your phone.
Since frontend isn't my main domain, I relied heavily on a clean, card-less Material 3 design to make it highly usable and clutter-free.
I’m really excited to share this with you all today. I'd love to know:
* What feels most useful to you?
* What is missing that would make you switch from your current setup?
I’ll be hanging out in the comments all day to answer any questions and hear your feedback!
About MoneySplit on Product Hunt
“Track your spends,subscriptions not your data. 100% offline”
MoneySplit was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #34 on the daily leaderboard. MoneySplit is a private, offline-first expense tracker. No forced sign-ups or ads—your data stays strictly on-device. • Smart Import: Auto-track from financial SMS & import PDF statements. • Track Everything: Manage accounts, bills, EMIs, & subscriptions with upcoming due alerts. • Insights: Custom budgets & visual summaries. • Extras: Android widgets, biometric app lock, Drive backup, & Excel/PDF export. Take control of your money with a tracker built for real daily use.
On the analytics side, MoneySplit competes within Android, Money, Finance and Personal Finance — topics that collectively have 70.3k followers on Product Hunt. The dashboard above tracks how MoneySplit performed against the three products that launched closest to it on the same day.
Who hunted MoneySplit?
MoneySplit was hunted by Chetan Reddy Piduru. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of MoneySplit including community comment highlights and product details, visit the product overview.
Chetan Reddy Piduru