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Totem Finance: Personal Finance Manager
Offline-first personal finance & analysis simulator
Take back control of your money with zero data tracking. A 100% private, local-database expense manager featuring advanced FIRE calculators, social debt tracking, and a French-system mortgage simulator. No bank sync required.
Hi Product Hunt! 👋 I'm a solo indie developer behind Totem Finance.
For years, I struggled to find a solid personal finance app that didn't demand access to my bank accounts or store my sensitive financial data on third-party servers. We want professional financial tools, but we want to keep our privacy intact.
So, I decided to build Totem Finance.
It’s an offline-first, 100% private financial manager where the database never leaves your phone. But I didn't want it to be just a simple expense tracker. I built it with the tools I personally needed to plan my future:
🔒 True Privacy: No bank syncing, no cloud uploads, no tracking.
🏡 Mortgage Simulator: Uses the French Amortization System so you can see your exact payment schedule before talking to a bank.
🤝 Social Debt Manager: Keep a clean history of who owes you money with partial payments.
📈 FIRE & Savings Tools: Native compound interest and financial independence calculators.
Since I'm bootstrapping this entirely on my own, your feedback means the world to me. I’ll be here all day answering your questions! 🚀
About Totem Finance: Personal Finance Manager on Product Hunt
“Offline-first personal finance & analysis simulator”
Totem Finance: Personal Finance Manager was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #123 on the daily leaderboard. Take back control of your money with zero data tracking. A 100% private, local-database expense manager featuring advanced FIRE calculators, social debt tracking, and a French-system mortgage simulator. No bank sync required.
On the analytics side, Totem Finance: Personal Finance Manager competes within Android, Privacy and Personal Finance — topics that collectively have 71k followers on Product Hunt. The dashboard above tracks how Totem Finance: Personal Finance Manager performed against the three products that launched closest to it on the same day.
Who hunted Totem Finance: Personal Finance Manager?
Totem Finance: Personal Finance Manager was hunted by Totem World. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Totem Finance: Personal Finance Manager including community comment highlights and product details, visit the product overview.
Totem World