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MortWise

AI-assisted mortgage analyst buyers, investors, 52 markets

Most mortgage tools give you one number. MortWise gives you the full picture: compare up to 4 deals side by side, stress-test a +3% rate rise, model overpayments, evaluate buy-to-let rental yield and IRR, and compare cross-currency borrowing costs to find where your budget goes furthest. Stamp duty and first-home schemes across 52 markets (Help to Buy, FHSA, KfW…). Free · Full €3.99/mo.

Top comment

Most online mortgage tools give you a monthly number and stop. Coming from M&A and structured finance, that always felt absurd to me — a mortgage is a 30-year asset, you should see the cashflow, the rate-sensitivity, the country tax leakage, the IRR. MortWise is the AI-assisted mortgage analyst I wish I'd had: paste in your numbers and instantly get the full payment split, stress-test it against +1/+2/+3% rate rises, model overpayments, and compare deals side-by-side across 52 housing markets — each with the right stamp duty, first-home scheme (Help to Buy, FHSA, KfW…), and lender rules. The buy-to-let view adds IRR, cash yield, and FX-stress for foreign-currency mortgages, so it doubles as an investment screen. AI helps generate market rate cards and an Ask-MortWise chat answers natural-language questions about your numbers. Free forever. Full tier is €3.99/mo if you want the sensitivity sliders, BTL/foreign-FX analysis, and full PDF export. Would love your feedback — especially which market's rules you want me to refine next.

About MortWise on Product Hunt

AI-assisted mortgage analyst buyers, investors, 52 markets

MortWise was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #152 on the daily leaderboard. Most mortgage tools give you one number. MortWise gives you the full picture: compare up to 4 deals side by side, stress-test a +3% rate rise, model overpayments, evaluate buy-to-let rental yield and IRR, and compare cross-currency borrowing costs to find where your budget goes furthest. Stamp duty and first-home schemes across 52 markets (Help to Buy, FHSA, KfW…). Free · Full €3.99/mo.

On the analytics side, MortWise competes within Home, Fintech and Personal Finance — topics that collectively have 219.6k followers on Product Hunt. The dashboard above tracks how MortWise performed against the three products that launched closest to it on the same day.

Who hunted MortWise?

MortWise was hunted by Samir Asadov. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

For a complete overview of MortWise including community comment highlights and product details, visit the product overview.